Terms & Conditions

Escvisto is a portal of exclusively educational and informational nature, dedicated to promoting financial literacy in Portugal. The content provided is intended to help citizens understand basic financial concepts and manage personal finances responsibly.

All articles, guides, analyses, and materials published on this website are exclusively educational in nature. They do NOT constitute, under any circumstances: • Personalised financial, tax, or investment advice. • Recommendations to buy, sell, or hold any financial product. • Provision of regulated financial services. Escvisto is NOT a financial institution, is not registered with the Banco de Portugal or the Portuguese Securities Market Commission (CMVM), and does not provide any financial intermediation services.

Content is provided "as is" and "as available". While we endeavour to maintain accurate and up-to-date information, we do not guarantee the accuracy, completeness, or suitability of the content for any specific purpose. Escvisto is not responsible for: • Financial decisions made based on published content. • Direct or indirect losses or damages resulting from website use. • Temporary website unavailability or technical errors. • Content of third-party websites accessible through external links.

All content, text, graphics, logos, icons, images, and software on this website are the property of Escvisto, Lda. or their respective rights holders and are protected by Portuguese and international intellectual property laws. Reproduction, distribution, modification, or commercial use of any content without prior written authorisation from Escvisto is prohibited.

The user agrees to: • Use the website lawfully and in accordance with these Terms. • Not reproduce, duplicate, copy, or commercially exploit any content without authorisation. • Not introduce viruses, malware, or any malicious code. • Not attempt to access restricted areas of the website without authorisation.

Data submitted through the contact form will be processed in accordance with our Privacy Policy. Submitting a message does not create any contractual relationship between the user and Escvisto.

This website may contain links to third-party websites. Escvisto does not control and is not responsible for the content, privacy policies, or practices of any third-party websites.

Escvisto reserves the right to modify these Terms and Conditions at any time without prior notice. Changes take effect immediately upon publication on this page. Continued use of the website following any change constitutes acceptance of the new Terms.

These Terms and Conditions are governed by Portuguese law. For the resolution of any disputes arising from these Terms, the courts of the District of Lisbon shall have exclusive jurisdiction, with express waiver of any other.

For questions regarding these Terms and Conditions: Escvisto — Financial Literacy Portal, Lda. Av. da Liberdade 110, 3.º Esq. 1250-146 Lisbon, Portugal Email: legal@escvisto.com NIPC: 517 284 093